August 25, 2022
There are many achievements that a person can attain in life may it be big or small wins. Buying a house and lot is one. While it's exciting to dream and realize you're closer to reaching it, home buying process is not always a walk in the park.
Truth is, purchasing your dream home is more than just browsing house models, making payments, and signing contracts. There are a lot to consider before getting a house and if you're a first-time buyer, you must be extra careful and well-researched to avoid roadblocks along the process. To make it easier for you, I've rounded up the five most important things to consider before you buy your first home:
1. Your long-term plans
Before you decide to buy what you think could be your dream house, think about your long-term plans. Are you planning on getting married? Having kids? Staying at your current job? Or resigning from your work months from now? These factors will help you decide which type of house you must purchase. Even if you have the means, don't get too carried away without thinking this through. After all, buying a house and lot will be one of your biggest life commitments you'll have to make.
Read also: It's never too late to invest in your dream house
2. Location
One of the most crucial aspects of getting your first (or even nth) house and lot in the Philippines is considering the location of the property. If you're single and currently living far from your office, you might want to consider buying a home near your workplace. Having home security is also helpful if you're living alone. If you have kids or planning to have one in the future, consider the property's vicinity to schools and universities. These days, more and more real estate developers are building subdivisions in the Philippines near schools, hospitals, markets, malls, etc. so that it will be accessible for homeowners to reach their destinations.
3. Local market indicators
Here's an unfortunate reality — there are things we cannot control and the only thing we can do is go with the flow. One example is the market condition. When buying a house in the Philippines or anywhere, it is important to consider the local market condition because supply and demand dictate real estate property prices. When the demand for house and lots is high but supply is low, you'll have to compete with lots of buyers and prices often go up. But when it's the other way around, it is the sellers who will compete and sometimes offer lower prices. And when the state of the market is worst, buying a property could not even be a practical option.
4. Budget
The most crucial factor you would have to consider when buying a home is your budget. Buy the house that you can afford, not just now, but also in the future. So that, when the economy goes down, or another pandemic hit, you could still pay your monthly mortgage even with less income in pocket.
5. Developer & Realtor
A house and lot is a long-term (or even lifetime) investment so it's important to work with trusted realtors and developers. There are so many real estate developers in the market now, and your job is to identify which one of them offers value-for-money homes. Whether you're looking for a Winston Salem realtor or agents from across the world, it's important that you do your due diligence.
Lumina Homes is one of the most popular and trusted real estate companies in the Philippines because of its topnotch services and affordable properties. This is perfect whether you're buying a home for yourself or for your family.
Not only do they offer quality affordable house and lots in the Philippines but they also take into consideration the communities of the homeowners. To carry out this commitment, Lumina Homes launched eSpacio, a space where the community can connect and bond together over a cup of coffee, or just a simple walk in the area. eSpacio features several stores for homeowners' needs such as drugstores, water stations, restaurants, coffee shops, and more.
Lumina Homes Affordable House and Lots
- Anna Rowhouse (24 sqm house on 36 sqm lot with provision for 1 bedroom)
- Angelique Townhouse (35 sqm house on 36 sqm lot with provision for 2 bedrooms and carport)
- Angeli Duplex (42 sqm house on 54 sqm lot with provision for 3 bedrooms and carport)
- Athena Single Firewall (53 sqm house on 63 sqm lot, with provision for 3 bedrooms, family area, and carport)
Lumina Homes is available in more than 50 locations across the Philippines. Check them out on Facebook and their website lumina.com.ph
July 26, 2022 Poblacion, Makati, Metro Manila, Philippines
Just three months young, Japonesa in Poblacion, Makati is already making the buzz across the metro for good (and sumptuous) reasons. This Japanese-Peruvian restaurant is Notorious Concepts' newest child—the same group behind Alamat and West 32 located in the same neighborhood.
While Japonesa was launched last April, it already gained a sweet spot on every foodie and influencer's dining radar. Because of its popularity and multiple requests to cater to daytime market, Japonesa has finally opened its doors for lunch-lovers. They are now open everyday starting 11am.
To be really honest with you, I am not always a fan of Japanese cuisine when it comes to sashimi, sushi, maki, and anything that comes with raw fish or meat—but, I loved it there. I'll tell you why.
From maki to yakitori skewers, Japonesa surprised me in so many ways. Let's start with my menu favorite: bomba camarones. It comes with a bowl full of crispy shrimps and spicy aioli. This appetizer really served its purpose as it increased my hunger and prepared me for the main course.
Bomba Camarones, PHP 500
My second most favorite is Japonesa's signature roll called La Japonesa. It has crispy rice, spicy tuna, and green chili. Everyone in our group loved this dish. La Japonesa definitely deserves its spot as one of the restaurant's best.
La Japonesa, PHP 650
I also tried their Pollo Negi which is a skewered chicken thigh with scallion. The meat is very tender and the sauce is like heaven in your mouth. Their Lengua Katsu (beef tongue katsu with creamy mashed potatoes) is also a crowd-favorite.
Pollo Negi, PHP 220
Lengua Katsu, PHP 950
Sake Ajo Verde, the salmon with green garlic sauce, is definitely a must-try. From how the salmon was cooked down to its sauce, everything was good. If you love maki, I suggest you try Japonesa's Camarones Tempura. It comes with shrimp tempura. avocado, cucumber, and spicy aioli. Last but not the least, the Entero Shimeji. When you get a serving of this, you'll have shimeji mushroom with squash puree and garlic chimchurri.
Sake Ajo Verde, PHP 790
Camarones Tempura, PHP 520
Entero Shimeji, PHP 380
Now on to the drinks! Of course, I wouldn't let the day pass without trying their most popular signature cocktail: Sakura. It's a mix of gin, strawberry, and hibiscus topped with fresh blooms that make it all the more Instagrammable.
Sakura, PHP 400
Watermelon Hai-Ball, PHP 380 | 3 Olive Martini, PHP 550 | Cosmopolitan, PHP 400
You can also try their Watermelon Hai-Ball that is a mix of sake, watermelon juice, and elderflower. Not only is it aesthetically-pleasing but also flavorful. If you're having a girls' night (or day out), make sure to order a glass (or two) of Japonesa's Cosmopolitan and feel like Carrie Bradshaw for a day. Or, if you feel like having a James Bond moment, why not go for the three olive martini?
Japonesa truly meets dining expectations with its offerings bursting with so much Japanese and Peruvian flavors meant to impress the foodie in you.
Japonesa Poblacion
Address: 5658 Jacobo Street corner Don Pedro Street, Poblacion, Makati City
Budget: PHP 1,500 for two
Food: 8/10
Overall look: 7/10
Hospitality: 8/10
Is Japonesa Poblacion open now? Yes they are open.
Japonesa opening hours: 11am - 1am, Monday - Thursday & Sunday | 11am - 3am, Friday & Saturday
Contact information: Facebook / Instagram
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July 19, 2022 Makati, Metro Manila, Philippines
Mirèio
Address: 9th floor, Raffles Makati, 1 Raffle Drive, Makati Avenue, Makati City
Budget: PHP 10,000 for a full-course meal for two
Food: 7.5/10
Overall look: 9/10
Hospitality: 8/10
Is Mireio Makati fine dining restaurant open now? Yes they are open.
Dress code: Smart casual
Contact information: +632 7795 1840 | mireio.makati@raffles.com
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June 24, 2022 Pampanga, Philippines
There are a hundred reasons why travelers dream of visiting Bali, Indonesia. Its picturesque green rice paddies, the luscious rainforests, breathtaking volcanoes, beautiful beaches, and amazing locals — I could go on and on reasoning out how Bali is a perfect tropical destination. But, if a trip to the Island of Gods is beyond your budget right now, or you are still hesitant to go on international trips because of the pandemic, don't worry! There's a villa in Pampanga that will make you feel like you're in Bali.
Located in Porac, Pampanga, The Pad Haven is a two-story villa that screams "Bali vacation." The moment you open its gate, you will be welcomed by its stunning turquoise green pool. Seeing that would immediately have you thinking you are transported to a villa in Bali. If you're traveling with kids, they'll love its 2 ft. dip pool.
As you enter the house, a spacious living area greets you with two sofas, a smart television, an 8-seater dining, and a kitchen bar. The first bedroom is also located on the first floor. It's a crowd-favorite because one, it is huge, and two it has a direct access to the pool. On the second floor, you'll find the other two bedrooms that each, too, has its own bathroom. One has a view of the pool, while the other has a balcony where you can drink your morning coffee, or work till lights out. All of the bedrooms are spacious enough to accommodate 4-5 persons per room. Check this video for the whole villa tour.
While The Pad Haven meets all your expectations in terms of accommodation and vibe, the place was dusty perhaps because there is an ongoing construction on the other side of the street. I was also disappointed that the internet was not working. A reliable internet connection is one of the things I always consider before booking a place because some of us always have to work (hello, digital nomad life). Other than these, it was a very pleasant stay overall.
The Pad Haven Pampanga
So now, I will be listing all the details you need to know about The Pad Haven Pampanga.
Address: Porac, Pampanga
Rate: PHP 15,000 per night
Overall look: 8/10
Hospitality: 8/10
Pets allowed? Yes!
Kids allowed? Yes!
Contact information: You may contact them through their Facebook page. They are very responsive.
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June 21, 2022
When it comes to finding the perfect shapewear, there are a few things you need to take into consideration. First, you need to determine what your goal is – do you want to smooth out your silhouette, accentuate your curves, or both? Second, you need to find a style that will work with your wardrobe and make you feel comfortable. And finally, you need to make sure you pick the right size. With these things in mind, here is a stylist’s guide to picking the ideal shapewear.
Black High Waist Open Butt Shapewear
Go for Seamless & full coverage options
If your goal is to smooth out your silhouette, you'll want to look for shapewear that is seamless and offers full coverage. High-waisted shapewear, a plus-size butt lifter, or a bodysuit are both great options. If you want to accentuate your curves, look for shapewear with strategic paneling. A waist cincher or a thigh slimmer can help give you the shape you want.
Deep Nude High Waist Tummy Control Butt Lifter Shorts With FrontZipper
Look out for shapewear that matches your wardrobe
When it comes to style, you need to find shapewear that will work with your wardrobe. If you want to wear it under a fitted dress, look for something seamless and invisible under clothing. Shapewear is an amazing piece for both your everyday wardrobe and your gym gear. You can wear it under skirts and dresses, or on days when you want to stay comfortable even while working out.
Black Butt Lifter High Waisted Shapewear With Four Steel Bones
A few factors will help determine the body shaper you should choose - if you're looking for one that's stylish enough to be worn alone, opt for one made of lace or has a decorative pattern. If you want something that works as a functional piece at the gym, try a fitted style made with compression fabric. Don’t overlook comfort You're going to feel like you can breathe and enjoy the breeze. On Wholesaleshapeshe official website, you’ll get seamless fabric engineered with pressurized ventilation that promotes efficient airflow that gives you freedom of movement, unlike competitors who are restricting your movement with stiff fabrics! Comfort is extremely important!
Black Tummy Control Butt Shaping Panties Seamless
Always pick the right size
Finally, you need to make sure you pick the right size. Shapewear should be snug but not too tight. It should also be comfortable to wear throughout the whole day. It’s always best to err on the side of larger rather than smaller if you’re not sure what size to get. Like we said earlier, are a few things you need to take into consideration when picking the shapewear from the best shapewear manufacturers. If you follow all the stylish's guidelines, you’ll be sure to find the ideal shapewear for you. Just make sure you determine what your goal is, find a style that works with your wardrobe, and pick the right size for optimal comfort.
I used to commute to work every single day and that took me about two to three hours per way. Imagine, I was on the road for six hours. With that situation, getting a car would be the most ideal and convenient way to get to the office with lesser hassle. That’s absolutely true if we’re still living in 2019.
With businesses closed and public transportation systems operating at reduced capacity, having a car can make it much easier to get around. Cars are a significant investment — especially a comfortable Hatchback — and the value of a new car is not likely to drop significantly in the near future. Interest rates on auto loans are currently at historic lows, making it an ideal time to finance a new vehicle.
However, since the COVID-19 outbreak, the need for owning a car is not the same as it was before. Almost everything is virtual now — kids attend their lessons online, most employees are currently work-from-home — so if ever you’ll get a car in the middle of the pandemic, you’ll likely use it less frequently. But if you're already decided that you're ready to purchase one this year, here are some factors you need to consider before closing the deal.
Factors to Consider Before Buying a Car Amid a Pandemic
There are many factors to consider before purchasing a car. Here are some key points to keep in mind:
1. Budget
It is important to set a budget and stick to it. With so many options on the market, it can be tempting to overspend. However, it is important to remember that a car is a major purchase and should not be taken lightly. According to CNBC, about 16% of the average American’s total budget goes to transportation, including vehicle costs and fuel, making cars the second-biggest expenditure. With car and fuel prices soaring these days due to inflation, it is important to consider your budget. If you can’t afford it, you’ll definitely struggle in paying car loans. I suggest you compute your budget to determine how much or what type of car you can afford.
2. Needs
Consider what you need in a car. For example, if you are single or a couple, a two-seater sports car is the dream but if you have a family, you will need a car that has enough seats and storage space. If you live in a city, you may want a smaller car that is easier to maneuver. Another thing to think about is that, almost everything is virtual now so ask yourself: Do I really need this? Is this really the right time to buy a car?
3. Reliability
When purchasing a car, you want to make sure that it is reliable. Research the different makes and models to find one that has a good reputation for reliability. See Dodge Hornets for sale to jumpstart your search for the most reliable cars in the market.
4. Safety
Safety is always a priority when choosing a car. Look for stellar safety features such as quality airbags and antilock brakes.
5. Fuel Efficiency
With gas prices on the rise, fuel efficiency is an important consideration when purchasing a car. Look for a car that gets good gas mileage so you can save money at the pump.
May 31, 2022 Capones Island, San Antonio, Zambales, Philippines
Why bandeau swimsuits are perfect for women with small boobs:
- It's highly flattering
- It accentuates your bust giving you a sexier look
- It's easy to pair with any bottom
- It's a classic
- It will exude your confidence
May 30, 2022
If there's one thing I hate about being stuck at home—it's boredom. With the pandemic still far from over, staying indoors is becoming the new normal. While spending time at the comforts of your own bed is nothing but rejuvenating, sometimes, it can get pretty boring. So, how can bet boredom?
From binge-watching your favorite rom-com Korean drama to becoming your own barista, we all have different ways of entertaining ourselves amid a global pandemic. One of the things I found enjoyable during the lockdown is playing online games. These games are not the kind that need pro skills though. My types of games are just simple, yet entertaining and can even improve your intellectual abilities. If you want a classic game of chance, you could check out this blackout bingo review. You can even play for real money!
Here I've rounded up my three favorite online games I'm playing to kill boredom.
1. Super Smash Bros. Ultimate
If you've loved Mario and Luigi as a kid, then you're going to enjoy Super Smash Bros. Ultimate on Nintendo Switch to the core! It features iconic characters you can select as your hero that fights the opponent. This online game is perfect whether you want to play by yourself against another online gamer via a 1-on-1, or if you want to brawl with your friends. The game can cater to as much as 8 players! How fun is that, right? My biases are Simon, Zero Suit Samus, Palutena, and Bayonetta.
- Attack your opponent
- Build up the damage
- The more damage a fighter takes, the farther they'll fly which will lessen the life percentage so the key here is to hit as hard and as many as you can, and to push your opponent out of the stage
- If you get launched, you can make your way back to the stage and keep fighting
2. Hidden Object
How to play
- Find all the hidden objects in the game
- Click on an object to select it. Pinch or long click the image to zoom in or out
- This game has 10 levels which are timed. You must beat the prior level to unlock the next one
- If you are stuck on an item you can click on the [?] button then click on the item to reveal where it is located, though doing so will cost you 100 points
- Be careful about what you click though, because this game penalizes random guesses by removing 5 seconds from your time for each incorrect click
3. Word Search
Bookworms, get ready as this game's for you! Word Search is an awesome game that lets you find words on a puzzle. The puzzle features a combination of short and long words. And oh boy, long words might give you a headache. I'd definitely recommend this online game if you are bored and has a time to kill. Not only is this entertaining but you'll also learn new words that you haven't heard of before. In short, you'll have fun while learning.
How to play
- Read the list of words you need to find and start searching
- When you find words in the puzzles, they are highlighted in green
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