It's Never Too Late or Too Early to Invest in Your Dream House

Spending money, even for "smart" investments, can make anyone think twice especially with the situation now. But one thing you could put your hard-earned money on without making your blood run cold is a real estate property. 

Experts say that it's one of those investments that don't depreciate easily as it continues to hold value. Sounds promising, right? However, I have just one teeny-tiny problem that's holding me back—budget.

I'm a millennial earning less than a six-figure salary monthly and thinking of buying an affordable house and lot at such a young age. With this setup, it's like I'm diving head-first. Because seriously, how could a 20-something five-figure earner afford to buy a house at this time, especially now that my side hustles as a freelance writer and a blogger have been affected (less to no events, fewer promotions).

But then I discovered this local real estate developer and in an instant, my heart skipped a beat. Lumina Homes is the affordable housing arm of Vista Land, the Philippines’ largest homebuilder known for housing brands including Camella, Lessandra, and Vista Residences among others.

It offers an affordable yet exclusive subdivision lifestyle featuring 24/7 guarded entrance, roving security, and shuttle service. You can also enjoy cool amenities like a play area, gazebo, mini gardens, and more. 

Since 2012, Lumina Homes was able to expand in over 50 locations including Rizal, Cavite, Batangas, Laguna, Bulacan, Pampanga, Bataan, Zambales, Nueva Ecija, Tarlac, Pangasinan, La Union, Cagayan, Isabela, Quezon, Camarines Norte, Albay, Sorsogon, Iloilo, Capiz, Cebu, Negros Occidental, Agusan del Norte, Zamboanga del Sur, Bukidnon, Misamis Occidental, Davao del Norte, Davao del Sur, and South Cotabato. 

Lumina Homes Affordable House and Lots

• Anna Rowhouse (24 sqm house on 36 sqm lot with provision for 1 bedroom)
• Angelique Townhouse (35 sqm house on 36 sqm lot with provision for 2 bedrooms and carport)
• Angeli Duplex (42 sqm house on 54 sqm lot with provision for 3 bedrooms and carport)
• Athena Single Firewall (53 sqm house on 63 sqm lot, with provision for 3 bedrooms, family area, and carport)

So here's the best part! Their packages range from P500,000 to P1.7 million and can be availed through easy financing options under Bank and Pag-IBIG. The reservation fee for a quality 2-storey home is as low as P5,000.

Owning a house and lot at such a young age should not be an achievement but should be achievable for everyone and Lumina is making that possible. Whether you're retiring or a young professional, you can totally get your dream house with Lumina's affordability. It's never too late or too early to invest in your dream house.

Check them out on Facebook and their website lumina.com.ph